Injury and Hospital plans are in a group of plans referred to as “Supplemental Plans”. They supplement your health plan. Supplemental plans are in addition to your health plan and are completely unrelated to your health plan. They pay you, not your doctor. Generally speaking, they pay for health issues your health plan does a poor job of covering. When the day comes that you are really need your health insurance you will be glad you have these plans.
Injury Plan
Supplemental Injury plans pay you for things like car accident issues, falls from a skateboard or a bike. These plans are great for kids or people that lead an active lifestyle.
I am showing a plan from National General because I like this company. The plan trigger is easy (they pay for more reasons)
$25.73
Per month
- offered by National General
- Pays you $250 for Emergency Room
- $100 – $2500 for Fractures
- $750/day for admission to a Hospital Confinement
- There are a lot more pay out reasons – to many to reproduce here
Hospitalization helps pay for your hospital room cost. This is the largest and most common expense.
Starter
$29.66
/month
National General – Hospital Expense Protection Level 1
Hospital Admission Pays $1,500, one day per year
Hospital Confinement Pays $150 per day; limited to 31 days; required to stay in the hospital for more than 24 hours
Mid Range
$42.52
/month
National General – Hospital Expense Protection Level 3
Doctor Office Visits Pays $75 per day; 2 days per policy year
Hospital Confinement Pays $150 per day; limited to 31 days; required to stay in the hospital for more than 24 hours
X-Ray/Lab Pays $50 per day; 2 days per policy year (for each: x-ray and lab)
Out of Network coverage
Higher Level
$63.82
/month
National General – Hospital Expense Protection Level 5
Doctor Office Visits Pays $75 per day; 2 days per policy year
Hospital Confinement Pays $150 per day; limited to 31 days; required to stay in the hospital for more than 24 hours
X-Ray/Lab Pays $50 per day; 2 days per policy year (for each: x-ray and lab)
Hospital Admission Pays $3,000, one day per year
Out of Network coverage
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